Insurance options for HouseHacking (house mate) but for limited duration stays

[Shawn C.]

Hello:

I am looking into listing my Single family home (1 Bed/1 Bath + shared living space/kitchen) on Furnished Finder for traveling professionals (likely nurses). However, due to it being:

1) In the state of California

2) A shared home, rather than an outright external property being rented

...the default insurance company on offer advised that many carriers are pulling out of CA and that I should go to a local insurance agency.

My current insurance for home policy does not offer a "home-sharing endorsement" but only a separate renter's insurance, which would complicate things, since it's for traveling professionals, and they're not going to be booking for 12 straight months. I would probably ask for 1 or 2-month minimum rental.

Has anyone already had experience on Furnished Finder, or done anything similar (and if it's already been covered a million times, apologies)?  If so, do you have any advice on this particular situation with regards to insurance coverage?

Thank you!