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Updated 12 months ago on . Most recent reply

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5
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7
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Larry Cersosimo
7
Votes |
5
Posts

Worth it to take a negative cash flow for a year to then be able to fill occupancy

Larry Cersosimo
Posted

Doing my first house hack, a duplex that I will purchase at 95k with a 115arv. Each unit rents at roughly 800. I will need to put 4-8 grand into it. Is the 1st - year owner occupied negative cash flow worth it. It definitely hits and exceeds the 1% rule. 

Most Popular Reply

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482
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766
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Matthew Kwan
  • Lender
  • Seattle, WA
766
Votes |
482
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Matthew Kwan
  • Lender
  • Seattle, WA
Replied

Seems like a feasible deal Larry. You also have to make sure how much would you be netting once you move out and in order to use that rental income for that unit you're planning move out, you will have to get a lease signed for one year and lenders will be able to use the leased rental income at 75%.

@Carlos Valencia @Albert Bui

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