Investor Cash Flow Program

[Michael M.]

From a few sources (YouTube,gurus, etc..)  I've heard of the Investor Cash Flow Program. A few lenders offer such a program. I'm guessing the cash flow from the property is used in lieu of the investors personal income. This would make it easier for newly minted commission only people, or people with no w-2 work history able to qualify for a house hack cash flow property. I imagine standards vary by lender.

Does anyone have experience with the Investor Cash Flow Program? If your a lender please post a comment with a way to contact you. I have a ton of questions such as what happens if the property is vacant and there is no rental income for last six to twelve months? The common denominator seems to be 25% down payment, but any leads would help me more. As I write this I'm working on my RE license and I won't have the two years of w-2 income to get a "confirming loan". My 720 fico and large down payment be damned I'm sure... Please advise.