First-Time Home Buyer
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Tax, SDIRAs & Cost Segregation
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
1031 Exchanges
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated over 2 years ago on . Most recent reply
![Ryan Boyce's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1661448/1621514578-avatar-ryanb766.jpg?twic=v1/output=image/crop=1061x1061@0x537/cover=128x128&v=2)
How do switch my employee 401K, to invest in real estate
I'm looking for guidance on how to use my 401 K to invest
Most Popular Reply
![Dmitriy Fomichenko's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/98971/1716486566-avatar-sensefinancial.jpg?twic=v1/output=image/crop=1100x1100@0x0/cover=128x128&v=2)
Dmitriy Fomichenko
#1 New Member Introductions Contributor
Tax & Financial Services
Pro Member
- Solo 401k Expert
- Anaheim Hills, CA
- 6,235
- Votes |
- 17,845
- Posts
It might work in some cases and this strategy is certainly not for everyone. Essentially you are using 100% financing, you are borrowing down payment from the 401k. The main thing to keep in mind that this is a loan amortized over 5 years so your loan repayments will be really high, which creates cashflow issues.
- Dmitriy Fomichenko
- (949) 228-9393
![business profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/marketplace/business/profile_image/490/1710483058-company-avatar.jpg?twic=v1/output=image/contain=65x65)
Sense Financial Services LLC
166 Reviews
4.9 stars