First time buying. (FHA or ???)

[Giezy Villavicencio]

Im looking to purchase my first property. I have all the intentions to purchase for investment purposes


im in a unique situation where my sister in law is going to stop renting the garage room she is and and wants to rent with her fiancé. I considered buying a single resident with a FHA and being them as room mates who will cover the mortgage and after a year i will move out so they can fully occupy the house,. By then i should refi and use $ to continue investing.

Or i also consider using a DSCR loan to purchase something first?

also i have a business and I considered using a SBA 504 for, and become 51% occupant and rent the other 49% space to another business.

ANY SUGGESTIONS ARE HIGHLY WELCOME HERE!