Looking for some advice on how to move forward

[Patricia Miller]

Hello,
I'm 47 yrs young and need some advice on what to do in terms of my student loan, investing and savings. I had 62,000 in student loan debt and now only have 30,000 plus $400 in credit card. I have no retirement savings and I make between 2,100-2,400 every two weeks before taxes. Help? There's a program in Maryland that's call Smartbuy that will help someone one like me into a home and pay off the remaining student loan debt. But there's a catch, I have to live in property for 5 yrs. HELP.