Anyone with experience getting lending in USA as a Canadian?

[Jessey Kwong]

How difficult is it as a Canadian to get a mortgage in the USA?  What makes it extra difficult for me already as a Canadian, is that I am also self employed, and lending for me has been particularly difficult.

As well, would it make it easier to get a mortgage in the USA if I put down a larger down payment like 30-50%?

Finally any bank recommendations? I hear that TD has now cross border banking since they are on both sides of the border.

[Joel Lescault]

TD does 25% down but they only do East Coast....

RBC is 40% down with low maximums...

BMO Harris also not West Coast.

Private lenders you can do 25% down but you'll be at almost 9% interest on 3/1ARMs...