Will I qualify for a mortgage??

[Jefferson Mondragon]

Hey guys, I'm Jefferson, I'm 19 years old, Ive been looking into real estate and I really want to start investing, however I don't have enough money to buy a 800k house with straight cash, I'm obviously going to need to get a mortgage, however I've not even had a credit card for more than a year, its around the 7-9 month range, I've never missed a payment, but I feel lenders prefer history, along with that, i work retail, I've only had this job around the same length as my credit card, I do have the money for a downpayment of at least 50-80k, my question is if I'm even able to get a mortgage, I may have the money, but I don't think that's everything lenders care about, any thoughts? anyone I should talk to? Im located in Ontario if anyone knows anyone I'm able to talk to, thx!!

[Roy Cleeves]

Try mortgage brokers rather than chartered banks.  They may have some lenders that would approve you. 

Good. Luck