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Updated about 2 years ago,
I GOT LUCKY! FIGURED I'D REGRET THIS DECISION!
Boy oh boy, I figured I'd regret this decision! I had some tenants which agreed to sign a lease 15 days early (to cut the difference between me having it vacant and them not being able to move in till 15 days after signing.)
A couple days before the day of the signing, they informed me they would be short a thousand dollars of the rent! I figured it'd end poorly given that they're so short on money on the beginning of the lease, but I told myself that worst case scenario I'd get a learning experience out of it.
But there's a happy ending! Only a month and a half after the signing they managed to get caught up. So in conclusion, maybe if the persons income looks good, and they seem like decent people, you can take a chance on them and it'll work out alright!
What would you have done?