Refinancing deals with high debt to income ratio

[Keleisha Carter]

Seeking advise or recommendation on this particular situation.

My partner and I are currently rehabbing a property and have another one under contract. Mortgage company advised us not to purchase any more property until we refinance the property that we are rehabbing because my partner Debt to income ratio is too high. Now, I want to buy more properties but I can't do so in my name at the moment; we basically cannot use any hard money lenders for now. So I have the following questions:

1. 1. We can use private money, but how do we pay back the private lenders ?
2. 2. Recommendations for mortgage brokers who refinance properties in an LLC or from a personal name to an LLC (we buy in Memphis, TN)
3. 3. Creative ways to fund & structure deals using the brrrr strategy or flip