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Updated over 6 years ago on . Most recent reply
![Brandon Fo's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1078040/1696094025-avatar-brandonf106.jpg?twic=v1/output=image/cover=128x128&v=2)
Rental Real Estate in a Rising Interest rate environment
Hi
If one is buying an income property with a mortgage, what are your thoughts on buying properties in a rising rates environment? Do you think this is positive for a rental investor as higher rates may make ownership costs higher for some buyers thus increasing rents? Or would higher rates pressure prices that one doesn't generate a positive ROI on a rental property in a rising rate environment? What is the optimal deposit % versus financing in a rising rates environment, and any thought on the optimal mortgage term for a rental property investor?
THanks
Most Popular Reply
![Grant Rothenburger's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/478600/1621478469-avatar-grantr91.jpg?twic=v1/output=image/crop=2988x2988@2021x0/cover=128x128&v=2)
@Brandon Fo If you lock in a long term fixed rate, the interest rising doesn't matter to existing properties.