Points or no points scenario

[Allana Alex]

Good day BP

Curious as to your opinion on the concept of buying points and whether it makes sense.

3 family property Mortgage 600k will be House hacking.   I can buy points to reduce interest rate.  A .25 reduction equals 1% of the purchase price ($6,000). The 2 Rental units will generate approximately $2,900.  Bank will give interest rate of 3.75%.  Do you suggest buying points down to .75%.  It is my intention to keep the property for the life of the loan.  .75% interest rate may allow me to walk away every month paying nothIng out of my pocket and walking away with at least $100 profit.  If i don't buy points I come out of my pocket a few hundred dollars a month.  Maybe about $800

Mathematically I know it makes sense just wondering if tying up almost 75k for the sake of purchasing points is being a little too ambitious.