USE BOTH UNITS IN ANALYSIS BUT ACTUALLY LIVING IN ONE

[Jason Malabute]

I heard Brandon say that when dealing with an owner occupied duplex you should analyze it as if you renting out both units even if you're actually living in one of the units. The idea of thought behind this is that you are not going to live in the unit forever and will eventually rent it out.

My concern is while you are living in the duplex would you be cash flowing on paper because you are basing your analysis that both units are generating income when in reality only one is generating income. Am I correct about this? Wouldn't your analysis not be correct? Furthermore, If you analyze your properties like this how are you supposed to save your CF when you're still living  in one of the units?

Thank you.