Should i take out a loan for a down payment

[Federico Martinez]

Hey guys, I have a question. I found a property in good condition and under 89k, I'm thinking about doing a wrap on it. have a buyer give me a low down payment with easy monthly payments. all I would need is 5k myself to put the down payment on, I don't have it but what should I do? take out a loan and then have a mortgage on it or just pay off all if not most of my liabilities and pass on it ? what do you think?