Deal Analysis Help - Town Home in 32796

[Aaron Smart]

I am new to investing and working through actual potential deals is how I will learn best.

I found a town home for sale via direct mail. I offered the owner $27k cash and he laughed. He is certainly not motivated and I realize this isn't a deal but would still like input if anyone has time!

Purchase Price: $45,000 cash

Taxes: 940.08 per year

Insurance: $100 - This is a conservative guess, I have no idea what it would actually be.

HOA: $50 per month

Rent: ~$700 per month