Help Analyze a deal for a Duplex

[Roy Gutierrez]

Somehow I didn't see this section and posted on the wrong section, my apologies anxiety and lack of patience will make people do strange things!

Here's the deal. Duplex in a decent area, not hard to find renters. Haven't seen the units yet but per seller sayshave passed city inspection for rentals, one occupied the other one vacant. Lanlord pays water and tenants electric and gas. Both units have central air and furnace (have to make sure they're separate) water is on one meter. Per the seller the only thing that needs to spend money on is separating the water meter. 

Details:

Price: 98K

Rent total for both units/month: $1,625

Taxes: 3,000

Insurance: $650 

Another issues is that it's a short sale, per the seller the price is what it appraised for. If this deal works for me my only option is FHA but I'm tied up with another property doing FHA so it might be a family member or maybe some other creative financing option. I would be managing the unit by the way.

Thank you!