Are banks making it hard on the brrrr method

[Kevin Allen]

So I have a house that I was going to refi and repeat. I currently have it under a construction loan. I’ve only called a couple of banks that I deal with so far. The local bank that I have the construction loan with will only loan me what I have into the construction loan. No cash out refi. That one is no big deal because I would like to get it on a 30 year fixed and they don’t offer a 30 year fixed. The other one, credit union, said they will only loan up to 50,000 on a rental property. That seems odd to me. 50,000 will only buy a small property in a very bad part of town. I want no part of this. I was going to reach out to someone else on Monday morning. Is any one else running into this problem.