local lenders or national?

[Warren Smith]

I'm in a good position, house rehabbed and rented for a BRRR re-fi, and now have 2 more properties under contract in a 100,000+ population in Kentucky. The challenge has been finding a local lender in my investment market to work with, as I am an out of state investor trying to get established in this market. I have my network in my home state and town, but their local institutions cannot lend on out of state properties.

What options have worked best for you in the past?  National lenders?  Local lenders (local to where the properties are)?  I'm making the assumption that national lenders who do this type of re-fi regularly will be much easier to work with, as this is normal practice for them?

Thanks for your input!

W