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Updated over 1 year ago on . Most recent reply

Abby Zukowski's profile image
Abby Zukowski's profile image
Abby Zukowski
  • from Leonia, New Jersey
  • Member since Apr 28, 2015
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Abby Zukowski's profile image
Abby Zukowski's profile image
Abby Zukowski
  • from Leonia, New Jersey
  • Member since Apr 28, 2015
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Abby Zukowski
  • Leonia, NJ
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BRRRR - Buy, Rehab, Rent, Refinance, Repeat

Cash out Refi Options

Abby Zukowski
  • Leonia, NJ
Posted

I have a rental unit and am interested in doing a cash out refi but not getting approval.  Any ideas as to how to deal with this would be appreciated.  I really don't want to sell this unit.  Thanks in advance.

Philadelphia, Pennsylvania
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Alex Bekeza's profile image
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Alex Bekeza
  • Lender
  • from Los Angeles, CA
  • Member since Mar 7, 2018
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Alex Bekeza's profile image
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Alex Bekeza
  • Lender
  • from Los Angeles, CA
  • Member since Mar 7, 2018
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Alex Bekeza
  • Lender
  • Los Angeles, CA
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Alex Bekeza
  • Lender
  • Los Angeles, CA
Replied

@Abby Zukowski What's the reason you aren't getting approved? If it's your DTI then I'd look into a DSCR based option (qualify based on property cash flow vs. your personal income).

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