How often can I purchase a house using the BRRRR Method with 3-5% down?

[Quintin Tartell]

Howdy! I’m new to real estate investing and have been diligently listening to the podcast.

I am interested in expanding my real estate portfolio while minimizing the amount of cash I have to put down. I am curious about how frequently I can purchase a house using only 3-5% down payment. My lender has cautioned me that using first-time homebuyer funds to build a portfolio may raise concerns with banks. I would like to know what the FHA or conventional loan guidelines specify regarding this matter, as I want to ensure that my actions are lawful and legitimate.

It would be greatly appreciated if you could provide me with any relevant documentation or links.