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All Forum Posts by: Quintin Tartell

Quintin Tartell has started 1 posts and replied 2 times.

BRRRR - Buy, Rehab, Rent, Refinance, Repeat

Post: How often can I purchase a house using the BRRRR Method with 3-5% down?

Quintin TartellPosted
  • Posts 2
  • Votes 0
Quote from @Steve Vaughan:

@Quintin Tartell the fastest is every 12 months. We agree to occupy for 12 months to qualify for low down GSE loans. 

Some do every 2 years so they can sell (mostly) cap gain tax free even if you then rent it out for up to 3 years.  

I think you can only have 1 FHA out at a time. Good. Lifetime MIP is expensive. The extra 2% down on a conventional loan will save you thousands over the life of the loan if held long-term. PMI falls off.


Thanks! Do you have documentation or links about the 1 year rule as it pertains to GSE loans? I just want to make sure that my BRRRR strategy is done in a kosher way.

0 Votes
Huntsville, Alabama
BRRRR - Buy, Rehab, Rent, Refinance, Repeat

Post: How often can I purchase a house using the BRRRR Method with 3-5% down?

Quintin TartellPosted
  • Posts 2
  • Votes 0

Howdy! I’m new to real estate investing and have been diligently listening to the podcast.

I am interested in expanding my real estate portfolio while minimizing the amount of cash I have to put down. I am curious about how frequently I can purchase a house using only 3-5% down payment. My lender has cautioned me that using first-time homebuyer funds to build a portfolio may raise concerns with banks. I would like to know what the FHA or conventional loan guidelines specify regarding this matter, as I want to ensure that my actions are lawful and legitimate.

It would be greatly appreciated if you could provide me with any relevant documentation or links.

0 Votes
Huntsville, Alabama