Investing out of state sight unseen

Investing out of state sight unseen

Investor · NY · Member since 2022 · 42 posts · 31 votes

Hi, I am NY-based looking for purchase a long term/BRRR in Cleveland, and want to hear your experience with out of state investing.


Are most out of state investors closing on properties without doing physical walkthroughs? Same with rehab, are you rehabbing properties without physically being on-site to oversee the process? This feels risky to me, but this is my first purchase so would love to hear how you've handled an out of state investment. Thanks!

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Real Estate Agent · Nashville, TN · Member since 2015 · 2k+ posts · 2k+ votes
3y

I work with out of state investors. Probably 90% of my clients have never walked a house before buying it. 

I do virtual walk through tours for them.

The absolute most important thing you have to do is have RELIABLE boots on the ground. Someone you can absolutely trust and rely on at all times. 

For all my clients, I am that person. I can recommend contractors, inspectors, provide feedback, check on the property, etc. 

Interview several agents if you are going that route and make sure the person you end up working with will be your "go-to" person when you need them. 

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  • Theresa HarrisPro Member
    Member since 2019 · 15k+ posts · 11k+ votes
    3y

    Buying out of state is a good option for some living in expensive markets.  I would not buy a property sight unseen.  At a minimum have someone you know and trust (not a realtor or PM) walk through it and video it with you, so you can ask questions.  Take a long weekend and fly in to look at places. Make sure you are working with a good realtor who knows what you want and has places lined up for you to look at and is willing to spend time looking at places with you.  The price of a flight and hotel is worth it.

  • Lender · PA · Member since 2019 · 533 posts · 461 votes
    3y

    @MollyPaprota  I always suggest that you assemble a team familiar with Cleveland to work with on the purchase, finance and management of the property. Than you can begin your search with the knowledge that you have the people in place you can trust and depend on. If possible you should take a trip to Cleveland look at some neighborhoods and  properties and meet the team members you are going to rely on. I would start small and learn the marketplace and also test the capacity of your network. If the first deal works smoothly than you can tackle a higher value project.  Fortune favors the prepared. Good luck and keep moving forward. 

  • Real Estate Agent · Cleveland, OH · Member since 2021 · 383 posts · 361 votes
    3y
    Quote from @Molly Paprota:

    Hi, I am NY-based looking for purchase a long term/BRRR in Cleveland, and want to hear your experience with out of state investing.


    Are most out of state investors closing on properties without doing physical walkthroughs? Same with rehab, are you rehabbing properties without physically being on-site to oversee the process? This feels risky to me, but this is my first purchase so would love to hear how you've handled an out of state investment. Thanks!


     I am not an out of state investor, so I cannot speak from that frame of reference. But I am an agent of them, and there are plenty of hurdles that we have tackled without them ever viewing a property in person. Walking through is easy enough over video or pictures and rehab is easy enough with a good rolodex of contractors or boots-on-the-ground partner/agent. A lot of the challenges of long distance investing can be accomplished with confidence and a team. Best of luck!

  • Kristen L GarnerBusiness Member
    Lender · Phoenix, AZ · Member since 2021 · 451 posts · 287 votes
    3y

    I live in CA but invest in IN (my hometown). I have purchased some of my properties sight unseen.  However, my agent either face timed me or sent me videos and I did this only after having a contractor in place whom I trusted.  It hasn't been a problem for me in IN or my OOS investors I work with in Ohio. Best of luck! -Kristen 

  • Real Estate Agent · Nashville, TN · Member since 2015 · 2k+ posts · 2k+ votes
    3y

    I work with out of state investors. Probably 90% of my clients have never walked a house before buying it. 

    I do virtual walk through tours for them.

    The absolute most important thing you have to do is have RELIABLE boots on the ground. Someone you can absolutely trust and rely on at all times. 

    For all my clients, I am that person. I can recommend contractors, inspectors, provide feedback, check on the property, etc. 

    Interview several agents if you are going that route and make sure the person you end up working with will be your "go-to" person when you need them. 

  • Investor · NY · Member since 2022 · 42 posts · 31 votes
    3y

    Hi Luka, thanks for your comment! This is really helpful - I'll definitely need to do some more work to find this. So, you physically do a walkthrough of each property you show, and FaceTime or send them a video?

  • Investor · NY · Member since 2022 · 42 posts · 31 votes
    3y
    Quote from @Kristen L Garner:

    I live in CA but invest in IN (my hometown). I have purchased some of my properties sight unseen.  However, my agent either face timed me or sent me videos and I did this only after having a contractor in place whom I trusted.  It hasn't been a problem for me in IN or my OOS investors I work with in Ohio. Best of luck! -Kristen 

     Hi @Kristen L Garner thank you for this insight! So even though you never physically saw them, there wasn't anything you missed after closing that you felt you would have caught if you physically went to IN?

  • Investor · NY · Member since 2022 · 42 posts · 31 votes
    3y
    Quote from @Shane Kelly:
    Quote from @Molly Paprota:

    Hi, I am NY-based looking for purchase a long term/BRRR in Cleveland, and want to hear your experience with out of state investing.


    Are most out of state investors closing on properties without doing physical walkthroughs? Same with rehab, are you rehabbing properties without physically being on-site to oversee the process? This feels risky to me, but this is my first purchase so would love to hear how you've handled an out of state investment. Thanks!


     I am not an out of state investor, so I cannot speak from that frame of reference. But I am an agent of them, and there are plenty of hurdles that we have tackled without them ever viewing a property in person. Walking through is easy enough over video or pictures and rehab is easy enough with a good rolodex of contractors or boots-on-the-ground partner/agent. A lot of the challenges of long distance investing can be accomplished with confidence and a team. Best of luck!

     Hi @Shane Kelly thanks for your response! So do you do the physical walkthrough each time? Have you ever closed a deal that neither you nor the buyer walked through physically?

  • Investor · NY · Member since 2022 · 42 posts · 31 votes
    3y
    Quote from @Theresa Harris:

    Buying out of state is a good option for some living in expensive markets.  I would not buy a property sight unseen.  At a minimum have someone you know and trust (not a realtor or PM) walk through it and video it with you, so you can ask questions.  Take a long weekend and fly in to look at places. Make sure you are working with a good realtor who knows what you want and has places lined up for you to look at and is willing to spend time looking at places with you.  The price of a flight and hotel is worth it.

     Hi @Theresa Harris thanks for this! I think I'd feel better seeing the place, especially for my first buy. I will most likely take a trip and do the walkthroughs.

  • Investor · NY · Member since 2022 · 42 posts · 31 votes
    3y
    Quote from @Steven Goldman:

    @MollyPaprota  I always suggest that you assemble a team familiar with Cleveland to work with on the purchase, finance and management of the property. Than you can begin your search with the knowledge that you have the people in place you can trust and depend on. If possible you should take a trip to Cleveland look at some neighborhoods and  properties and meet the team members you are going to rely on. I would start small and learn the marketplace and also test the capacity of your network. If the first deal works smoothly than you can tackle a higher value project.  Fortune favors the prepared. Good luck and keep moving forward. 

     Thank you @Steven Goldman, this is great advice. I think I will take a trip and be sure I have a solid team- it's a bit harder to get a good read on my potential team all the way from NY.

  • Kristen L GarnerBusiness Member
    Lender · Phoenix, AZ · Member since 2021 · 451 posts · 287 votes
    3y
    Quote from @Molly Paprota:
    Quote from @Kristen L Garner:

    I live in CA but invest in IN (my hometown). I have purchased some of my properties sight unseen.  However, my agent either face timed me or sent me videos and I did this only after having a contractor in place whom I trusted.  It hasn't been a problem for me in IN or my OOS investors I work with in Ohio. Best of luck! -Kristen 

     Hi @Kristen L Garner thank you for this insight! So even though you never physically saw them, there wasn't anything you missed after closing that you felt you would have caught if you physically went to IN?

    Not really! But I buy properties that need minor work only.  I haven't been doing any flips or major rehabs. Once under contract I always make sure to hire a really good inspector and I read through their notes and corresponding photos carefully. Your lender will pull a property profile too so make sure to ask your lender if they found anything unique or alarming in the property profile.  And have a lender walk you through the pages of the appraisal report too! 
  • Zack KorensteinPro Member
    Rental Property Investor · New York, NY · Member since 2018 · 5 posts · 10 votes
    3y

    @Molly Paprota

    Hey Molly, I'm a former NYC resident (just relocated to Florida) so I totally get it. Out of state investing is the way to go. My wife and I have been investing in DFW. Through a family friend (a trusted realtor) who found us our broker in DFW, we've been investing with her. It's definitely a leap of faith and as others have said you gotta build a team on the ground and build trust with them. We bought our second SFR last September. We've never seen the 2 properties we own there and it's been working out great. Again it's a leap and things come up but building the team is the crucial piece. I'll eventually see these properties, maybe when we buy our third one.

  • Theresa HarrisPro Member
    Member since 2019 · 15k+ posts · 11k+ votes
    3y
    Quote from @Molly Paprota:
    Quote from @Theresa Harris:

    Buying out of state is a good option for some living in expensive markets.  I would not buy a property sight unseen.  At a minimum have someone you know and trust (not a realtor or PM) walk through it and video it with you, so you can ask questions.  Take a long weekend and fly in to look at places. Make sure you are working with a good realtor who knows what you want and has places lined up for you to look at and is willing to spend time looking at places with you.  The price of a flight and hotel is worth it.

     Hi @Theresa Harris thanks for this! I think I'd feel better seeing the place, especially for my first buy. I will most likely take a trip and do the walkthroughs.

    I should note that I have bought 3 places without visiting them, but it was in a town I know well and I had a trusted family member go through them.  
  • Giani BrussichPro Member
    New to Real Estate · Bedford, NY · Member since 2018 · 22 posts · 10 votes
    3y

    @Molly Paprota

    Hey, OOS investor from NYC suburbs. We only have a couple of properties but we did not physically walk the properties. We had a trusted investor friendly Agent walkthrough and send pictures,videos, and FaceTime. We did the same thing with renovations except with the contractor. Videos and regular picture updates. It is very similar to buying a house in state. You go through the same processes but you get comfortable via constant picture/video updates vs various on site visits. Coincidentally, I want to invest in Columbus, Ohio for LTR in the future.

    Like others have advised, build/find a good team and start smaller (don’t overextend). You can always expand or scale up from there. Ask a lot of questions until you are comfortable but bet on yourself and take action. Good luck. Happy to answer/help where I can.

  • Real Estate Agent · Cleveland, OH · Member since 2021 · 383 posts · 361 votes
    3y
    Quote from @Molly Paprota:
    Quote from @Shane Kelly:
    Quote from @Molly Paprota:

    Hi, I am NY-based looking for purchase a long term/BRRR in Cleveland, and want to hear your experience with out of state investing.


    Are most out of state investors closing on properties without doing physical walkthroughs? Same with rehab, are you rehabbing properties without physically being on-site to oversee the process? This feels risky to me, but this is my first purchase so would love to hear how you've handled an out of state investment. Thanks!


     I am not an out of state investor, so I cannot speak from that frame of reference. But I am an agent of them, and there are plenty of hurdles that we have tackled without them ever viewing a property in person. Walking through is easy enough over video or pictures and rehab is easy enough with a good rolodex of contractors or boots-on-the-ground partner/agent. A lot of the challenges of long distance investing can be accomplished with confidence and a team. Best of luck!

     Hi @Shane Kelly thanks for your response! So do you do the physical walkthrough each time? Have you ever closed a deal that neither you nor the buyer walked through physically?


     Yes. One property we had only the inspector check out, but since he took such good pictures and was very thorough, my client and I were plenty comfortable.

  • Property Manager · Leominster, MA · Member since 2022 · 103 posts · 50 votes
    3y

    @Molly Paprota

    1. We have completed 2 dozen projects in the past 30 months

    2. We own 24 units (all of them BRRRs)

    3. Between me and my two partners we have over 800 total transactions as agents

    We would NEVER buy out of state sight unseen. Don't do it.

  • Investor · NY · Member since 2022 · 42 posts · 31 votes
    3y
    Quote from @Olivia Grabka:

    @Molly Paprota

    1. We have completed 2 dozen projects in the past 30 months

    2. We own 24 units (all of them BRRRs)

    3. Between me and my two partners we have over 800 total transactions as agents

    We would NEVER buy out of state sight unseen. Don't do it.

    Thank you! So even if your agent was willing to facetime you or send videos, you would be sure to physically walk through the space yourself?

  • Investor · Forest Hills, NY · Member since 2014 · 101 posts · 52 votes
    3y

    Fellow New Yorker and I've bought my properties long distance sight unseen.  I think if you can, it doesn't hurt to go in person to see the property and to meet the team you'll be working with, however I think it's possible to do it from a distance also.  I get videos/pictures from the realtor.  There is an inspection from an independent inspector (if you're getting a mortgage) and on top of that, an appraiser goes out to appraise the property.  The most important thing is to work with people you can trust.  Make sure to do your due diligence with that and get references with other investors who have worked with them.  I haven't done an extensive rehab though as most of the properties did not need too much work.  That part might add a bit more risk so if you have the ability,  maybe it's best to go in person.  

  • Ian WalshBusiness Member
    Lender · Philadelphia, PA · Member since 2016 · 2k+ posts · 1k+ votes
    3y

    It's just adding risk to do that.  There are likely plenty of properties within driving distance.

  • Rental Property Investor · Pittsburgh & Charlotte · Member since 2019 · 4 posts · 5 votes
    3y

    @Molly Paprota

    Hi Molly,

    I just did my first rental purchase and it was sight unseen. I am from Pittsburgh, now living in Charlotte NC.

    I did a FaceTime walk through with my agent / friend I’ve known for years. I noticed the selling agent was leaving each room without proper time for me to FaceTime scan and look carefully.

    Don’t be afraid to push back and take all the time you need. Make them stay in each room until you are satisfied. Ask every question, leaving nothing on the table.

    House was selling “as is” but I still closed them w negotiated terms. Don’t let them think you’re a pushover. I was shocked w how sketchy they tried to act. If you feel uneasy, your probably right.

    I’m still learning. Hope it helps!

  • Real Estate Consultant · Cleveland · Member since 2020 · 6k+ posts · 3k+ votes
    3y
    Quote from @Molly Paprota:

    Hi, I am NY-based looking for purchase a long term/BRRR in Cleveland, and want to hear your experience with out of state investing.


    Are most out of state investors closing on properties without doing physical walkthroughs? Same with rehab, are you rehabbing properties without physically being on-site to oversee the process? This feels risky to me, but this is my first purchase so would love to hear how you've handled an out of state investment. Thanks!

     Yes I know dozens and dozens of investors that have purchased renovated and rented 100s and 100s and 100s of properties in the Cleveland market without ever going there. Its all about their team in place 

  • SC · Member since 2020 · 66 posts · 42 votes
    3y

    @Molly Paprota When we were searching for our property out of state we had our realtor do a physical walk through on a video chat. After that we made plans on a weekend and physically toured the property we were interested in before making an offer.

    I would highly recommend especially if you are a newer investor that you tour the property as you get to see things that might not be visible on a video chat.

  • Rental Property Investor · Carson, CA · Member since 2019 · 185 posts · 74 votes
    3y

    @Molly Paprota

    May sound funny but it’s really all about your team. I have to 6 out of state properties. The first 2 I went to go see after my confidence/ experience grew I didn’t feel a need to see every property that I purchased.

  • Real Estate Agent · Nashville, TN · Member since 2015 · 2k+ posts · 2k+ votes
    3y
    Quote from @Molly Paprota:

    Hi Luka, thanks for your comment! This is really helpful - I'll definitely need to do some more work to find this. So, you physically do a walkthrough of each property you show, and FaceTime or send them a video?


     Yes I do a facetime video adn show everything they want to see. Some clients want videos and pictures of major systems (HVAC/Roof/Etc) so I do that as requested. 

  • Investor · Member since 2022 · 234 posts · 143 votes
    3y

    Virtual walkthroughs are probably best. Don't want to risk not seeing any bit of the property before purchase. 

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