Looking for options on lenders and rates? New and need help.

[Heath Watson]

I recently had a real estate agent bring me a deal on a duplex that is off market. 2 bed 2 bath brand new hvac, blown in insulation, new windows, new siding. One side interior not completed other is ready to go. He does have a lot of materials for the other incomplete side. 100k they want for it. My lender called me this morning and with 15% down said it would be a 7.6 interest rate but i would have to pay SO many points to acquire the loan so closing cost will cost me like 9k. What would my best option? My credit score was 762 and I'm coming up with 15%. The units are only 1 bed 1 bath, so in the area could only rent from 550-650 most likely.