First time buyer need help with financing options in Regina

[Khadija Isse]

Hi there, I am a first time buyer/investor looking to buy in the Regina real estate market. I am currently a college student in an accounting program with moderately low income/credit score. I am looking for financing options to purchase my first property to house hack in with roommates but would like the flexibility of being able to move and rent it out. I am currently saving for a down-payment of 20-30% to help increase my chances on a property that cost no more then 70k. So far I have been able to save roughly 17% of that and will start working full time when this school semester finishes in April to aggressively add to it and reach my goal by the end of this summer, (hopefully sooner). If anyone is able to point me in the direction of help that would be awesome as well as give any insight on the neighborhoods in Regina, particularly Washington Park. I have heard mixed reviews as it is a low income area but I am planning on taking a trip and spending time there this summer before finalizing any decisions.