My personal Journey with BP and Subto community

[Ashley Zhang]

Hi all, recently, I saw many people ask about Pace's subto program. Since I am a BP pro and a paid member of the subto community, I would like to share my honest opinion to help others on their journey.

We can all agree there is no "one size fits all." same as both BP and Subto communities. I am active in both places because when I couldn't find the answer in Subto, I would seek solutions from BP, and vice versa. If BP is a blue chip, then Subto will be a growing new star. They both have their pro and cons.

I started with the BP forum after my husband lost his job twice during my pregnancy. It became my realization that I needed to find passive income so I would not have to rely on my paycheck to pay the bills. After days of research, I found Bigger Pocket, a forum where you can find answers to any question. I joined pro members to watch Brandon Turner and David Greene's education videos on analyzing the deals. I bought almost all the BP-published books to read during my lunch break. My favorite part is the podcast. I listened to the podcast diligently from episode one. I am so excited to listen to every new episode. As David Greene and Brandon Turner said, I need to put more tools into my toolbelt, which gave me confidence.

Fast forward to the fall of 2022, when the interest rate skyrocketed, I couldn't find any property cash flow under the high interest. I met a lender who referred me to Pace's subto program, a creative way to acquire property with low monthly payments and also generate cash flow. Although it's called Subto, the subto topic is only a portion of the subjects he taught. he also taught us sales skills, lending, equipping agents with subto knowledge, acquiring a business, and transaction coordinating paperwork. His ultimate goal is to create a win-win situation in which everyone will be paid for their hard work. Subto's niche focuses on teamwork, like BP, working as a team member to accomplish the same goal. Both community leaders injected so much funding and energy to help people succeed in real estate investing.

The difference between BP and Subto is they are structured differently. BP is a much bigger and more mature forum that includes many sub-forums. David and Robert are constantly putting out quality content and setting up meetups. They invited successful individuals to talk about their business journey. It's one of the few real estate podcasts out there that keeps up with their high standard. However, I need a closer guidance from the leader, who can point out what I did right or wrong. Whereas Subto is a much smaller community, I can reach out to the leaders with a quick turnaround. However, since subto is growing dramatically, this could be the same as BP.

I am a number person, and I hate writing. However, I decided to share my thoughts so others could decide if this is something for you. Both communities are growing so fast that I must work REALLY hard to keep up. Since I entered the real estate investing world, I have looked at things differently. I have no skill ceiling anymore and can accomplish much more than at my W2 job. If you want to make a difference in your and others' lives, I recommend both communities equally.