5% or 20% Downpayment? Which must I do?

[Neil Da Silva]

Hey guys,

Question: I want to buy a duplex in Ontario. I'm thinking of purchasing it in my personal name and live there so I can put down only 5%. I really don't want to have to live there thought, I rather just rent both units, is there a way around this? Can I put a 5% 

downpayment and not live in the duplex?