Cash out refinance or Heloc?

[Charles Salim]

Been interested in investing in Real Estate for over a year now. Just been trying to learn as much as I can through books and podcast. I own a home in Round Rock, Texas and it’s worth about 190,000. Still have some remodeling to do but houses are selling over 200s in my neighborhood. I owe 95,000 on the loan I’m in between doing a cash out refinance pulling out 50,000 to start my investment career or getting a home equity line of credit. I was leaning towards the refinance because it seem like interest rates are continuing climbing and heloc’s are adjustable. Any advice on this please?