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Updated almost 8 years ago,
How do I shop for a mortgage?
Hello BP!
I have been browsing the forums and researching about a year now. IT IS TIME TO GET THIS FIRST DEAL DONE! I plan to get a deal within 90 days.
First step securing financing. I plan to house hack my first deal to minimize my risk. So conventional mortgages or FHA will probably be how I finance.
I need advice on how to get the best rates possible. If there are INVESTORS who can refer lenders or brokers, please do.
I was contacted by a loan officer who ran my credit and offered me 4.375 with 5% down on 200. I think if I shop around I can do better, but I want to know who is competitive before running my credit.
I have 2 properties I plan to make offers on. (Duplex's)
How do y'all shop for a mortgage? What should I consider?
Let's do this!