rent to value rate for a new construction in cordova area

[Alex Chen]

I'm a first time remote investor here.  As there are so many variables for an old house, I decided to look for a new construction. I believe a house similar to the zillow list here

https://www.zillow.com/homes/for_sale/2090922653_z...

$1500/month rental for a 192k new construction is about right? If so then the rental to value is 0.78%. It is low compared to rule of thumb 1%. But for a new construction the maintenance is much lower. Would you consider this a good or at least fair investment?

Thanks for your input.

[Curt Davis]

I would like to know what lender is doing 4.5% for rental homes with only 20% down? You also might be able to get a management company to work a deal for say a flat monthly payment in this example say $100 flat fee per month. 

Regarding the 1% rule, much harder to achieve these days on anything say $95,000 or more. 

Newer homes should provide lower maintenance but there is never a guarantee. 

Good luck