Tenant Files Chapter 13 - What does that mean for me?

[Steven Gillmer]

I received notification from my property manager that the tenant called on the 11th of the month, after not having paid this months rent, and informed them that she had filed for chapter 13 bankruptcy a couple of days prior.

What does that mean for me?  I have not read the tenant agreement yet but I have to believe that just because she filed for chapter 13, that does not mean she gets to live for free.

Thoughts?