Portfolio Lender for Second Home?

[Lucas Hammer]

I'm looking to buy a second home in Tulsa (again) and I'm looking to see if I can find a portfolio lender. It would be a second home for me, but I may rent it out at times since I live out of state (either vacation rental or during school years, etc.). Does anyone know of a lender in the Tulsa area that could help me out without requiring a 20% down payment? I can do 10 to 15, but I want to keep some reserves in case anything unforeseen comes up.