Texas Tax Redemption Process

[Brandon Modisette]

I’m new (ish) to this site. I’ve followed it for years & haven’t posted. I have a question & really need some insight please!

I bought a tax foreclosed home at the sheriff sale 8 months ago. The owner would like to redeem the home now & has the cash plus the 25% in hand. I’m ready to give the home back to him & make the 25%, however, I’m unclear as to how we should handle the paperwork side of the transaction. Is a simple Quitclaim deed filed at the courthouse in real property records the way to do this? Any advice is much appreciated guys! 

Thanks Brandon 

[Jerel Ehlert]

In Texas, just forget about QCD.  It will just foul up the chain of title and you will be asked to cure the defect for up to 25+ years after the fact.  It doesn't really convey title and does not convey "after acquired title".  Warranty deed or deed without warranty is about the only ones you want to deal with.

Texas is a tax DEED state, not tax lien.  The various taxing authorities will not help you.  They cannot.  

Have a deed drawn up conveying title from you to them - I would use a Deed without Warranty.  To my knowledge, Texas does not require any sort of "redemption deed" like some other states use.  Meet, they give you a money order or cashier's check or wire, you give them the deed.

Alternatively, you can ask a title company or attorney's office to act as escrow agent.