Delinquent Payments on a note

[Jake Langley]

I have a borrower who is always one month , or 2 months behind on Loan Payments for a note I hold. They are also delinquent in late fees. At what point can I start a foreclosure or at least present the idea of a Deed In Lieu. They never let it get to 90 days delinquent but its very frustrating. The property is in Nevada which has non-judicial forclosures.