Passive lending funds for NON-accredited investors that pay ~12%?

[Jeff L.]

I'm looking for a way to passively lend into a note fund, or crowdfunding fund, or real estate developer/company.

But every one I've seen so far has been offered to accredited investors only.

One example is PPR's Note Fund, but there are a bunch of other ones I've looked at too. All accredited investors only.

Are there any funds that you know of that are available to non-accredited investors, that pay 10+%?

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Note that it doesn't have to be a note fund. It could be a hard money lender fund, or anything related to real estate, etc.