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Updated over 8 years ago on . Most recent reply

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Rick Meloni
  • Real Estate Investor
  • Niles, OH
4
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16
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Conventional IRA in Stock Market vs Self Direction IRA in notes

Rick Meloni
  • Real Estate Investor
  • Niles, OH
Posted

Ok Note investors I would like to hear what part (percent) of your IRA is invested in the Stock Market and what part (percent) is invested in notes with a Self Directed IRA and your thoughts on diversification vs all your eggs in one basket philosophy?

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Dmitriy Fomichenko
#1 New Member Introductions Contributor
  • Solo 401k Expert
  • Anaheim Hills, CA
6,265
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17,872
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Dmitriy Fomichenko
#1 New Member Introductions Contributor
  • Solo 401k Expert
  • Anaheim Hills, CA
Replied

Rick, you and I can not control a stock market, it is more of a gamble... when you invest in stocks you hope and pray it will go up... There is no collateral and you can lose it all overnight. 

When you invest in notes you have much grater control, the risk is significantly lower, the returns are higher and very predictable.

I have about 5% invested in the stock market, about 30% in real estate (rentals) and the rest is in notes.

Wise man said long time ago the following, I think we should listen to him:

“Divide your portion to seven, or even to eight, for you do not know what misfortune may occur on the earth.”

Ecclesiastes 11:2

  • Dmitriy Fomichenko
  • (949) 228-9393
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