BRRRR Baltimore City - no seasoning refinance

[Tyler Dalton]

Hey everyone- I am closing on a property next week and will be purchasing the property/ making renovations using hard money. I've talked to a number of banks that require either 6 months or 12 months of seasoning. Are there other options or banks that will refinance sooner? Thanks

[Stephanie P.]

@Tyler Dalton

 90 day seasoning in Baltimore is doable without tax returns or income verification for many portfolio lenders.  Rates in the 6's and 7's with a few points for a 30 year fixed.  Caveats:  Loan size has to be over 75K and the property can't be in a war zone.