Hard money lender numbers vs mine

[Ladd Krestan]

Hi all, posted this question on the diy page and got nothin.

Question is does anyone have experience in running rehab numbers to the hard money or private lenders that have had discrepancies? Im doing my own rehab all of it my self and wondered if i submit numbers to hard money underwriters i assume they would run numbers based on a contractor doing the work which im assuming would be higher than mine making the deal maybe not so good in their eyes. Im wondering if i should get numbers from my contractor friends and just use those and if i do it cheaper im ahead of the game on my budget. Making it appealing to the hard money lender.

Any input would be appreciated