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Updated over 5 years ago,

User Stats

20
Posts
3
Votes
Kennesha Powell
  • Mableton, GA
3
Votes |
20
Posts

No Doc Cash Out Refi Needed

Kennesha Powell
  • Mableton, GA
Posted

Good Afternoon,

My partner and I purchased a SF home to fix and flip. The house was under contract a couple of times but never made it to closing. We closed a year ago and out interest only loan will mature on Sept. 1st. 

We've decided that we would like to do a cash out refi and keep the property as a rental. The issue is we have not filed any tax returns. However, we do have a W2, bank statements and 700+ credit scores. 

Is it possible to get a 30 year fixed loan with no docs? Has anyone else been in this situation? If so, which company allowed you to do a no doc cash out refi at a 6% or lower interest rate? IF this does not exists, what are my options? Please HELP :-) 

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