Brrrr & real estate

[Lonell Slaughter]

Hello I get the whole method of Brrrr but I don't understand the refinance? I know it means you take out another loan to pay another loan which I think I am correct lol. But I don't understand ain't that beating the purpose of being financially independent by getting another loan? I am confused about this & I really want to get into real estate & be a real estate investor & I have been doing my research but some things are a little confusing can someone please give me a hand on this topic please!?