what should I do: BRRR or try to use Business loans

[William Goodlett]

Greatings

     I have been listening to Bigger pockets, Grant cordone, "Koncrete", Max Maxwell, local investors, Morris invest, Graham Stephen....etc. What I have found out is that there are different ways of investing. I have come to the end of buying rentals with all cash. I have 4 with another one coming. I'm getting tired of being stressed about using up all of my money or tying up all of my ends with the houses after I buy them. 

I created a LLC and created a DBA for the counties that I have my rentals in. I tried to get a hard-money loans but they messed up my credit and still did not approve me (just created a ton of credit cards and opened them for me). I tried to get a loan from a bank. The first time around I get , "we don't do single family homes, or we only give out loans for income properties during certain times of the year". Finally I get a bank that would try to do business with me. I was asked home long I had a E.I.N and to produce a schedule C. I did not have one yet and I need 3 years worth. They tried to talk me into do a refinance of my primary home. Then they asked me to one for the property that was the most expensive. I told them no for those two and that I would for the lease expensive one. The price would cover buying and fixing the home that I was looking to buy. They would not do it. I'm assuming because they wanted more money.

Should I use the BRRR strategy for the house that I make $680 a month and pay $368 total expenses. The home that I'm now looking to buy and rent out would be around $28k-$35k and should only cost me 5-6k if I'm able to fix it myself. I just don't like to lose leverage.

Is the BRRR a great , safe, idea or is there another method I can use?