Hold Harmless Agreements for Craigslist Workers

[Andrew Earle]

On rehabs, I often go to Craigslist to find a quick inexpensive worker for demo and small jobs. I haven’t given it too much thought until recently but what type of forms should I consider to have them fill out to start keeping everything legitimate and safe. I’m starting to scale up an dI need to tighten up my systems. Should have them fill out some type of subcontractor agreement that includes hold harmless language? Is this a conversation I need to have with my insurance agent? What do you guys do?