Building New House - I'm the owner what insurance do I need?

[Casey Havenor]

I'm building a new house and was told to get builders insurance.  The quotes I have included a bunch of silly things on them like "jewelry" protection which seems nuts.   

What is the bare minimum insurance coverages you would recommend during the building of a new home? 

I'll switch the insurance over to my car insurance carried as they do not do builder rates.