Likelihood of bank financing in sub $30k market??

[Bab Adetiba]

What's the likelihood of a credit union or bank lending for property under $30k? I am familiar with an FHA and the 6-12 month owner occupied living condition and the 403k which includes rehab cost but do they generally go to properties under $30k? Independent of one's credit score.

I have +/- $10K cash to purchase and don't want to put $20k cash in, and I don't want to wait another year to raise $10k. I have not worked with or researched any HMLs either.

I am in Dallas and new SFHs are on the market due to mainly governmental factors. Any advice would help! Thanks!