Refinancing hard money loans through a bank.

[Jameson Sullivan]

If for whatever reason I choose to use a hard money loan to acquire a property and do a rehab and I want to REFI through a bank to get my money out and pay off the new loan at 3 or 4 % versus 10 or 15 percent with the hard money, is that a difficult process? Would it be basically like applying for a new loan as if I hadn't already bought the house?

Thanks!

Jameson Sullivan