Umbrella Insurance for House Flipping Business

[Jonathan C.]

Hey guys-

Searched this topic on BP but mostly came up with results for umbrella insurance for rentals.  I'm specifically wondering what kind of insurance house flippers maintain.

I have builders risk on all the properties that has liability coverage as well, but am interested in getting an additional umbrella liability policy as well to have additional coverage.

Unfortunately, I'm getting quoted super high rates on it- I guess due to the perceived liability from flipping 20 houses a year.

What kind of insurance do other house flippers here have?  Anyone have an umbrella policy? Thoughts on if it is needed?

Thanks