What's best ways to approach this deal? Land Contract? Seller Finance?

[Bret N.]

I am looking at a flip where the sellers owes 82k(7k over my comfort zone ) @ a rate of 6.5.

They are open for any terms i layout. That' said, rather than tie up traditional bank funds I can use for other deals or bring In the PL funds which is 12 percent for the entire purchase and repairs what's the best angle ?

House needs 40k & ARV is 190k

Land contract?

Seller finance for purchase and prepare for a worst case DOS?

Assume loan but then mess up my DOI???2

Thoughts ?

Thanks,