Should I wait for these toon to pass before investing?

[Cosmin Iuga]

It’s an election year. Should I wait? Or pull the trigger Investing? 

[Nathaniel Hovsepian]

In my opinion, you should always be investing. I actually just finished writing an article on here that hasn't released yet about this very subject. 

I am a big proponent of dollar cost averaging and not trying to "time the market". 

If you are unaware of what that is, it is essentially creating a plan where you invest a specific amount of money on a regular basis (month, quarter, whatever) in a stock, index fund, or combination of your choosing. 

With dollar cost averaging you will sometimes buy at a higher price, and other times at a lower price. Over the long duration that you are invested though, you will reap the long term benefits of being in the market, as historically it gains about 10% per year. That is accounting for the years in which in had great downturns. 

You are going to hear a lot of noise about being at a market top and that we are about to have a recession. This noise is always around. Don't get me wrong, we will have a downturn at some point, it is inevitable, but NOBODY knows when that is going to happen.