Buying off market deals

[Morgan Granger]

Hi everyone! I have a question about navigating off market deals and how to approach talking to the owner of the property. I was driving for dollars and found a property that looked abandoned so I copied the address and then searched it on the mls when I got home (I’m a local real estate agent). Anywho, I discovered the home had been foreclosed on in 2016 and the lender currently owns the property according to tax records. It seems like a smaller lender so I’m hopefully I will be able to get into contact with them.

My question is, what do I say or ask them once I do get in contact with them and how would I go about making an offer on a property that is off market?