How to structure insurance on a subject to purchase

[Pannell Catherine]

I just purchased my first sub to home! I am putting a tenant buyer in place on a lease purchase with a two year term. She expects to refinance in about 6 months. What is the best way to structure the insurance on the home and how soon should I change the policy after closing? Its my first subject to deal and I am terrified of the due on sale, although both parties are well aware of the risk it still makes me nervous.