Subject To in Arizona

[Trevor Bragg]

Hello BiggerPockets!

I am about to graduate College along with my fiancé. We are getting married in June, and we are looking for a place to live in Arizona. We are looking mostly in Northern Phoenix around the 17 and 101. I have been looking at doing a live-and-flip, but I have recently heard of Subject To investing. It sounds like the perfect fit for our situation since we have a lack of funds and credit history.

First, does anyone have experience of this in Arizona? Do the laws and strategies change by state?

My bigger question right now would be how to find lead sources. This is my first property, so I don’t have the funds to do direct mail. I am willing to do the work and research necessary, but I don’t fully know where or how to work. How have you found your Subject To deals?

I have a very brief understand of the concept, so if anyone is able to walk me through a property that you have done with a Subject To that would be very helpful. Also, if you have any resources or books with this strategy, I would love to hear about them!

Thanks!